Morbidity Rate

Morbidity Rate

The frequency with which a disease appears in a population. Morbidity rates are used in actuarial professions, such as health insurance, life insurance and long-term care insurance, to determine the correct premiums to charge to customers. Morbidity rates help insurers predict the likelihood that an insured will contract or develop any number of specified diseases.

The ability to accurately predict how many customers will get sick and what diseases they will get sick with helps insurers predict how much money they will spend to provide treatment for insurance customers. Thus, accurate morbidity rates are crucial for keeping insurance companies in business. Morbidity rate should not be confused with mortality rate, which is the frequency of death in a given population.


Investment dictionary. . 2012.

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  • morbidity rate — sergamumas statusas T sritis ekologija ir aplinkotyra apibrėžtis Kurios nors teritorijos (šalies, miesto, apylinkės) gyventojų sveikatos būklės statistinis rodiklis – susirgimų skaičius per tam tikrą laiką 1000 ar 10 000 gyventojų. atitikmenys:… …   Ekologijos terminų aiškinamasis žodynas

  • morbidity rate — sergamumas statusas T sritis biomedicinos mokslai apibrėžtis Per metus nustatytų naujų ligos ↑atvejų ir tų metų ↑vidutinio gyventojų skaičiaus santykis. atitikmenys: angl. incidence rate; morbidity rate šaltinis Pagrindinės epidemiologijos… …   Lithuanian dictionary (lietuvių žodynas)

  • morbidity rate — morbidity (2) …   Dictionary of ichthyology

  • morbidity rate — a rate in which the numerator is a number of cases of a disease and the denominator is the number of people at risk for the disease; it can denote either of the more precise terms incidence r. and prevalence r …   Medical dictionary

  • morbidity rate — (mor bid i te) Measures the number of individuals who become ill as a result of a particular disease within a susceptible population during a specific time period …   Dictionary of microbiology

  • morbidity statistics — Morbidity (illness) statistics are widely used by epidemiologists in the analysis of ill health within human populations. There are two major types of morbidity rate: the prevalence rate and the incidence rate. The prevalence rate gives an… …   Dictionary of sociology

  • morbidity — 1. A diseased state. 2. The ratio of sick to well in a community. SYN: morbility. SEE ALSO: m. rate. 3. The frequency of the appearance of complications following a surgical procedure or other treatment. maternal …   Medical dictionary

  • Morbidity — In medicine, epidemiology and actuarial science, the term morbidity can refer to: * the state of poor health (from Latin morbidus : sick, unhealthy) * the degree or severity of a health condition * the prevalence of a health condition: the total… …   Wikipedia

  • morbidity — sergamumas statusas T sritis ekologija ir aplinkotyra apibrėžtis Kurios nors teritorijos (šalies, miesto, apylinkės) gyventojų sveikatos būklės statistinis rodiklis – susirgimų skaičius per tam tikrą laiką 1000 ar 10 000 gyventojų. atitikmenys:… …   Ekologijos terminų aiškinamasis žodynas

  • Morbidity — Mor*bid i*ty, n. 1. The quality or state of being morbid. [1913 Webster] 2. Morbid quality; disease; sickness. C. Kingsley. [1913 Webster] 3. Amount of disease; rate of sickness. [1913 Webster] …   The Collaborative International Dictionary of English

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